A Home for Your Retirement | Property for Over 60s

Home for Life Plan Quick Calculator

Get a quick estimate

You could secure your new home for up to 60% less. Enter your budget and see what's possible — no obligation.

Calculate saving

Chat to our team

No pressure. Just a friendly conversation to talk through your plans and see how the numbers would work for you.

Request a call

You're not looking for miracles. Just a way to move that doesn't involve impossible budgets, new debt, or giving up on what you actually want.

You're over 60 and worrying about the future
Your home doesn't fit your life anymore
Your moving budget won't stretch far enough
You dread the thought of a new mortgage or renting
You're worried it's too late to make a change

You want to move to the right home, in the right location. But property prices are high, and agents, solicitors, removals — it all adds up.

The cost of buying at the full market price can lead to compromise: a location that isn't quite where you want, a home that doesn't really fit, a retirement that doesn't feel like the one you imagined.

So what if you asked yourself a different question?

Would you give up traditional property ownership to afford the home and lifestyle you want?

With a Home for Life Plan, people aged 60+ can secure a home in England or Wales for up to 60% less than the market price.

Instead of a traditional purchase, you own the legal right to live in your chosen home for life. No rent. No mortgage. No monthly repayments.

You still choose the home you want. You still choose the area. And you can still leave an inheritance. The difference is simply how you afford it.

See how the Home for Life Plan works

See what you could actually afford.

People are often surprised by what's possible. Enter your budget and age to see the price of the property you could secure today.

Takes less than 2 minutes
Optional inheritance adjustment
Instant no-obligation estimate

“We didn’t think we’d get everything we wanted. But now we’re here, near the coast & the grandkids, & loving every minute.”

Jim & Stella, moved to Isle of Wight

Want to read more before we talk?

Get a free copy of our brochure. Real stories, real numbers, and a clear explanation of how it all works.

"It sounds too good to be true."

We hear that a lot. And you're right to be cautious — it's a big decision.

The Home for Life Plan isn't for everyone. But most people we help start out exactly where you are now — cautious, and worried there might be a catch. Once they see how it works and what it costs, the worry tends to disappear.

Get in touch to see how it could work for you, or click on the stories below to hear from real people who chose a different way to move.

Request a call

See customers who wanted to:

After his mum died, David was left with limited funds — enough for a flat, but he'd always dreamed of a house and garden. The Home for Life Plan made it possible.

With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.

Close to retirement with limited equity after buying at the top of the market twice, Brad needed a way to settle somewhere secure. He found it.

David and Laurie had their heart set on a bungalow in Eastbourne but knew that when they sold their property in Buckinghamshire, they had an outstanding mortgage that meant this dream was out of their reach. Thanks to the Home for Life Plan, they were able to afford their home by the sea, retire in the location of their choice and enjoy their dream home for life.

When Jane and Tony decided to move back to the UK after 10 years in Spain, they discovered that the drop in house prices in Spain meant that they were struggling to find a suitable property in the UK. Thanks to the Home for Life Plan, they were able to increase their available budget to find the perfect home close to their family on the South Coast.

Hugh and Helen had found the perfect property, a lovely bungalow, but buying it outright would have meant they spent all their savings. With their children living in Australia and South Africa, they wanted to be able to put money aside to travel and enjoy their retirement. Thanks to the Home for Life Plan, they were able to move into their ideal home and keep their savings.

With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.

For Ron and Val, the Home for Life Plan gave them a way to move closer to their sons. Living in Norfolk, five hours from London, it was too far for regular visits, but a move to the South Coast with great transport links and beautiful surroundings has changed that. Ron and Val enjoy hosting busy weekends with the family in their full-to-bursting new home.

With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.

Close to retirement with limited equity after buying at the top of the market twice, Brad needed a way to settle somewhere secure. He found it.

After his mum died, David was left with limited funds — enough for a flat, but he'd always dreamed of a house and garden. The Home for Life Plan made it possible.

With a mortgage to clear and friends to be near, Judy's options felt impossibly narrow. A local estate agent pointed her to the Home for Life Plan.

See more stories

Family-run. Family focused.

50+

years helping people move.

£99m

saved by our customers against market value.

4.8/5

Customer Rating (Feefo).

Thousands of happy retirements secured.

Video with transcript

We're not a big faceless corporation. Homewise was founded by Reg and Karen Neal in the 1970s, and we're still family-run today — led by their sons Mark, Sean, and Justin.

It all started with a simple belief: that everyone deserves the right home for their retirement. A person's home and lifestyle shouldn't be compromised because of affordability.

They saw that budgets weren't really the issue: traditional property ownership just makes moving later in life harder than it needs to be.

In the 50+ years since, we’ve helped thousands of people move to the right home, clear debts, and gain security — and you could be next.

Get to know us

*Customer savings figures relate to purchases made between 2007-2024.
4.8 out of 5 independent service rating from verified Homewise customers via Feefo.

Think the home you really want is out of reach?

Get a quick estimate

Chat to our team

Does any of this feel familiar?

What if the thing stopping you isn't your budget?

There's a different way to move.

See what you could actually afford.

Want to read more before we talk?

"It sounds too good to be true."

David

Judy

Brad

David and Laurie

Jane and Tony

Hugh and Helen

Judy

Ron and Val

Jane and Tony

Judy

David and Laurie

Brad

Hugh and Helen

Jane and Tony

David

Judy

Family-run. Family focused.

Ready when you are.

News & Guides

Matters of the heart: health & reducing stress

Gold service you can feel, not just read about

Quick fixes to help you sell faster