With Christmas around the corner, we should all be looking forward to spending precious time with friends and family. Is there anything better than sitting around a warm fire when it’s cold outside, surrounded by the people you love? For some people, however, Christmas is not the most wonderful time of the year.
The festivities can add financial pressures, whether that’s the luxury of buying gifts, or simple essentials such as heating up the house in the winter, and quickly the season can bring about dread rather than joy.
Retirement is a time of life that gives you a sense of fulfilment; it’s an opportunity to have fun, and it’s a celebration of reaching a remarkable milestone. So why does such a positive moment in life bring about anxiety and worry, particularly at this time of year?
With the age of state pension on a gradual rise, and property prices increasing year on year, it is understandable that many retirees are concerned about future financial security.
At a time that should be filled with nothing but positivity and a slowing pace, society continue to work to an increasingly older age. People who have already worked their entire adult lives retire, only to find themselves seeking a part-time job soon after, due to these worries.
Here at Homewise, we’re here to tell you that retiring doesn’t need to be tiring. It can be a positive change and an exciting next chapter to look forward to. And it all begins by identifying your goals for the future.
Through our Home for Life Plan, we help, support and empower people aged sixty and over to create their happy retirement. Our team of property experts make the hard work of moving home easy and stress-free.
By choosing a Lifetime Lease option for your next home, you could:
- Clear previous debts, including interest-only mortgages, equity release schemes, credit cards and loans
- Create funds and savings for your retirement
- Create an early inheritance for loved ones
- Secure a guaranteed inheritance for the future
- Move to your ideal location, perhaps closer to family and friends
- Live in the perfect home for your retirement, without any rent, mortgage or interest repayments at any time
What does that mean for you?
For starters, some of you can say goodbye to those monthly rent payments or perhaps free yourself up from mortgages, loans and debts. Meaning you can enjoy the freedom of having more money for yourself or safely kept aside as an inheritance. Plus, you could move to a home closer to those you care for, or a location you have always dreamed of living in!
Are you looking for a fresh start?
With the new year approaching, many adopt the mantra ‘New Year, New Home’ and the team here at Homewise are on hand to help you find the perfect home - and feel secure about your future.
Our property experts conduct thorough research for you and can even accompany you on viewings to ensure you find the right home for your needs, all through our free Move Simply service. So, whether you’re looking for a peaceful place to read your favourite book, or an area booming with local societies and social clubs to help you make friends, we’ve got it covered, and you can go back to enjoying the festivities without the financial woes you may have once had. More mince pies please, less mortgage worries.
If this sounds like the perfect opportunity for you, get in touch with one of our team to find out more. There’s no obligation to make any decision, and our staff are on hand here to help you throughout the moving process.
In the meantime, you can use our online Budget Booster! It's simple, quick and could provide you with a better understanding of your potential budget.
Don’t take it from us though, read our real-life stories to learn exactly what our customers think, and how we’ve helped them to retire happy.
Now, back to planning presents... maybe it’s time to treat yourself to the perfect gift?
Are you thinking about moving home in retirement? Could a Lifetime Lease be the perfect solution for you?
Watch Helen & Mike's story to learn how they were able to pay off their interest-only mortgage, create savings and secure a guaranteed inheritance for their daughter, with a Home for Life Plan.